Sunday, February 26, 2012

World CANCER day 'Together, it is possible!! we can beat cancer'

IT WAS PAINTED IN WHITE!!







My colleagues and MEEE!! hehehehe


Okay!! Let's watch this awesome video!! 

Friday, February 10, 2012

Siapa itu Ainul Mardhiah?? - Penghulu segala Bidadari Syurga

Bidadari merupakan salah satu anugerah Allah kepada seorang lelaki yang memasuki syurga. Bagi seorang wanita yang solehah maka bidadari bagi suaminya adalah dikalangan bidadari2 kurniaan Allah dan dia (isteri solehah merupakan ketua kepada segala bidadari- bidadari).

Berjihad/berdakwah untuk agama Allah swt merupakan satu amalan yang akan menjadi kesukaan Allah swt dan ini merupakan sunnah besar nabi SAW dan kalangan sahabat-sahabat r.hum. Setiap manusia yang mati walaupun berapa umurnya maka akan ditanya dimanakah masa mudanya dihabiskan.

Rasulullah saw bersabda“Tidak akan berganjak kaki anak Adam di Hari Kiamat hingga disoal tentang empat perkara: tentang usianya pada apa dihabiskannya, tentang masa mudanya apa yang telah diperjuangkannya, tentang hartanya dari mana datangnya dan ke mana telah dibelanjakannya dan tentang ilmunya apa yang telah dibuatnya.”(Hadith sahih riwayat Tirmizi)





Ainul Mardhiah (bidadari untuk orang yang berjihad/berdakwah untuk agama Allah swt.)


Seakan-akan bidadari itu permata yakut dan marjan.
QS. ar-Rahman (55) : 58


Di dalam surga-surga itu ada bidadari-bidadari yang baik-baik lagi cantik-cantik.
QS. ar-Rahman (55) : 70



(Bidadari-bidadari) yang jelita, putih bersih dipingit dalam rumah.
QS. ar-Rahman (55) : 72



Mereka tidak pernah disentuh oleh manusia sebelum mereka (penghuni-penghuni surga yang menjadi suami mereka) dan tidak pula oleh jin.
QS. ar-Rahman (55) : 74



'Ainul Mardhiah merupakan seorang bidadari yang paling cantik dalam kalangan bidadari-bidadari yang lain (bermaksud mata yang di redhai). Suatu pagi (dalam bulan puasa) ketika nabi memberi targhib (berita-berita semangat di kalangan sahabat
untuk berjihad/berdakwah untuk agama Allah) katanya siapa-siapa yang keluar di jalan Allah tiba-tiba ia syahid, maka dia akan dianugerahkan seorang bidadari yang paling cantik dalam kalangan bidadari2 syurga. Mendengar berita itu seorang sahabat yang usianya muda teringin sangat hendak tahu bagaimana cantiknya bidadari tersebut,
tetapi di sebabkan sahabat ini malu hendak bertanyakan kepada nabi saw,kerana malu kepada sahabat-sahabat yang lain. Namun dia tetap memberi nama sebagai salah sorang yang akan keluar di jalan Allah. Sebelum Zohor sunnah nabi akan tidur sebentar
(dipanggil khailulah, maka sahabat yang muda tadi juga turut bersama jemaah yang hendak berangkat tadi tidur bersama-sama sekejap.Tiba-tiba dalam tidur sahabat tersebut dia bermimpi berada di satu tempat yang sungguh indah, dia bertemu dengan seorang yang berpakaian yang bersih lagi cantik dan muka yang berseri2,lalu di tanya sahabat ini ,di manakah beliau berada,lalu ada suara yang menjawab,inilah syurga,tiba2 dia menyatakan hasrat untuk berjumpa dengan 'Ainul Mardhiah (bidadari yang Nabi saw bagitahu tadi),lalu ditunjuknya di suatu arah maka berjalanlah sahabat ini, disuatu pepohon beliau mendapati ada seorang wanita yang tak
pernah dia lihat kecantikan yang sebegitu,tak pernah dilihat didunia ini,lalu diberikan salam dan sahabat ini bertanya, andakah ini Ainul Mardhiah,wanita itu menjawab ehh tidakk(lebih kurang macam tu la dalam bahasa kita),saya penjaganya,Ainul Mardhiah ada di dalam singgahsana di sana.

Lalu dia berjalan dan memasuki satu mahligai yang cukup indah dan mendapati ada seorang lagi wanita yang kecantikannya berganda-ganda daripada yang pertama tadi di lihatnya, sedang mengelap permata-mata perhiasan di dalam mahligai,lalu diberi salam dan di tanya lagi adakah ini Ainul Mardiah lalu wanita itu menjawab,eh tidak, saya hanya penjagaya di dalam mahligai ini,Ainul Mardiah ada di atas mahligai sana, lalu dinaikinya anak-anak tangga mahligai permata itu, kecantikkannya sungguh mengkagumkan,lalu sahabat ini sampai ke satu mahligai dan mendapati seorang wanita yang berganda-ganda cantik dari yang pertama dan berganda-ganda catiknya dari yang kedua yang beliau jumpa tadi,dan tidak pernah di lihat di dunia,lalu wanita itu berkata,akulah Ainul Mardhiah, aku diciptakan untuk kamu dan kamu diciptakan untuk aku,bila lelaki itu mendekatinya wanita itu menjawab,nanti kamu belum syahid lagi,tersentak daripada itu pemuda itu pun terjaga dari tidurnya lalu dia menceritakan segala-galanya kepada sahabat lain, namun begitu dia memesan agar jangan menceritakan cerita ini kepada Nabi SAW,tapi sekiranya dia syahid barulah di ceritakan kepada Nabi saw.

Petang itu pemuda itu bersama-sama dengan jemaah yang terdapat Nabi saw di dalamnya telah keluar berperang/berjihad lalu ditakdirkan pemuda tadi telah syahid. Petang tersebut ketika semua jemaah telah pulang ke masjid, di waktu hendak berbuka puasa maka mereka telah menunggu makanan untuk berbuka (tunggu makanan adalah satu sunnah nabi). Maka kawan sahabat yang syahid tadi telah bangun dan merapati nabi saw dan menceritakan perihal mimpi pemuda yang syahid tadi.

Sahabat pemuda yang syahid tadi,dalam menceritakan kepada nabi saw,Nabi saw menjawab benar,benar,benar sepanjang cerita tersebut. Akhirnya nabi SAW berkata memang benar cerita sahabat kamu tadi dan sekarang ini dia sedang menunggu untuk berbuka puasa di syurga.. Subhanallah!!

Friday, February 3, 2012

How to Create a Working Budget



A budget is a great way to take control of your finances and save for some goal or maybe just get out of debt.

1. Calculate how much money you earn in a month after taxes. For this budget plan, use your net pay or take home pay. Include tips, supplementary income, side-jobs, investments etc. This is your income.


2. Calculate your expenses. Save receipts for a couple of weeks or a month. Knowing your monthly expenditure on groceries or gas (for example) makes the next step much easier. If you want to start writing your budget today, and don't have receipts, it is possible, just slightly more difficult.

3. Set your goal. Defining a goal makes it easier to stick to your budget, and gives you a way of measuring your success or failure in meeting it. Why are you going on a budget? Maybe you want to start saving for college, or maybe you want to get out of debt.

4. Divide your budget into basic categories. For example: Housing, Food, Auto, Entertainment, Savings, Clothing, Medical, and Miscellaneous. You could also organize your expenses into needs - such as your loan and electricity - and wants - such as clothing and entertainment.


5. List all your spending for each category. Let's take Auto as an example: $300/month car payment, $100/month insurance, $250/month on gas, $50/month on maintenance, 10$/month on fees such as registration. So, your total Auto budget for the month would be $710/month. If you don't know the exact amounts you spend, make good estimates. The more accurate you are, the more likely you are to keep to your budget plan.

6. Add up all your spending by categories. This should show your total monthly spending. Compare it to how much you make each month after taxes.


7. Decide on a method to keep track of your budget. You can use a good old-fashioned ledger book, available from a general shopping center for about $5. Some people prefer to use computer programs like Quicken or Microsoft Money.

8. Set up your ledger. Leave the first 5-odd pages blank, we'll come back to them later. Divide the rest of the ledger into as many sections as you have main categories. Put each main category on the first page of each section. This will give you room for lots of entries in each category. Multiple transaction categories, like food, are going to need lots of pages.


9. Decide how long your budget plan must last. I found monthly to be the most useful for me, since most bills are monthly. However, I decided to make the deposits to my budget categories twice a month. In other words, if my Auto budget for the month is $710, I showed "deposits" of $355 in the Auto section on the 1st and 15th of each month.

10. Show a deposit in each category at the start of each period, then show all the expenditures from that category throughout the period. So, for Auto, you would start off with $710 for the month, then show several expenditures for gas, one expenditure for car payment, maybe one expenditure for insurance(depending on whether you pay insurance monthly or not).

11. Use that first section of the ledger book to record income and then show the budget being subtracted from it each period. For instance, I get paid every other Friday, so there are corresponding entries in the income section showing income deposits every other Friday. My budget is $2,800/month, and gets subtracted on the 1st and 15th. So on each 1st and 15th, the income sections shows a budget subtraction of $1,400.


Tips

·         The very first month you set up a budget, it's probably not going to work for you, because if you've never kept track of this stuff before, you're not going to magically know how much to put in each category. DON'T BE DISCOURAGED. The second month might be a little better, but most people don't have a good, working budget until the third or fourth month. You didn't ride a bike without training wheels the first time you tried, and you weren't Michael Schumacher the first time you got in a car, either. Practice makes perfect!
·         There are occasional pay-periods where you may make some extra money, and when that happens there is a surplus! It's up to you on how to use that surplus. You could put it directly toward your goal, or you could let it sit in your bank account as an emergency fund.
·         As time goes by, you will find that your original budget has some flaws. Some areas you underestimated, some areas you overestimated. Some things come up that you didn't account for at all. That's OK! Just make revisions as you get a clearer picture of your spending. Remember to keep your overall spending less than your earning so you can meet your goal.
·         The first time I tried this, my spending was more than my earning, and that was without putting anything into savings! If that happens to you, do what I did: start making cuts in your spending plan. For instance, my first budget had $150/month for clothing. After making changes, I reduced my spending to $80/month for clothing. You might have to make many changes like that to be able to accomplish whatever goals you have set for your budget.
·         If you keep your emergency fund in your checking (or savings!) account, it could be very difficult to avoid the temptation to spend it when you see that shiny new must-have item you've been wanting. Find a money-market account with a decent rate of return (4-5%) and check-writing privileges and you'll be ahead of the game.
·         A common problem people have when making budgets is that they'll come up with an excellent plan, but then the car breaks down and the plan goes out the window. This is why you have the above-mentioned emergency fund. If you use the emergency fund money for an emergency, don't forget to budget for putting that money back next month!
·         Another common problem is people see the shiny new must-have item at (insert store here) and they buy it, even though it's not on their budget. Maybe it was on sale and they couldn't pass it up! This is why it's good to have a budget category called "Blow" (or whatever you want.) No, it's not for cocaine, it's the category for impulse purchases! I highly recommend including this category.
·         Don't try and begin a budget for the first month after an event in your life where money was significantly spent or saved, such as a vacation or a move, or coming into an inheritance or winning the lottery. Wait until your finances have been "in order" or at a steady pace, usually from three to six months afterwards, before starting fresh.